The Shujaa Army is growing & deal-flow is flowing. — Karibu frenz and fellow Shujaa! Welcome to Umoja’s update series, where we provide our community an overview of recent progress made and the current opportunities available within the Umoja Universe! What is New with Umoja? After the DAO’s first three weeks, we have a community of nearly 1,000 Shujaa and are on pace to have…

Using DAO bounties to bootstrap governance token liquidity — TLDR: Umoja’s $rUMJA token will be distributed via an incentivized bounty payment system, giving token holders higher bounty application preference & larger bounty payment bonuses. Umoja is a decentralized credit protocol that crowdsources loan funding and collateral to provide affordable financing to African institutions and retail borrowers. …

Launching rUMJA & ensuring maximal token utility & liquidity — TLDR: It is essential that Umoja prove the protocol’s real-world utility with and without its native token, $UMJA, in an increasingly regulated, DeFi world. …

Pushing Web3 DAO incentives forward for an active community. — Karibu frenz and fellow Shujaa! It is no secret that the vast majority of Discord, Telegram, and Twitter followers of any Web3 project aren’t active participants in the community. …

Umoja DAO has launched, the roadmap is public, and our journey has begun. — Karibu frenz and fellow Shujaa! Welcome to Umoja’s update series, where we provide our community an overview of recent progress made and the current opportunities available within the Umoja Universe! What is New with Umoja? The Umoja DAO has been officially launched as of April 7th, 2023 (Umoja DAO’s official birthday!). We have had two…

Umoja’s journey to democratize global access to DeFi credit — Umoja is a decentralized credit protocol that crowdsources loan funding, collateral, and default insurance to make institutional and retail financing accessible to all. Historically, on-chain credit has only been accessible to a select few, including: Investors capable of over-collateralizing their loans (typically to earn yield, rather than meaningfully use the…

Tokenized RWAs are coming to DeFi to provide sustainable yields — The TLDR? DAOs have terribly diversified treasuries and are increasingly relying on tokenized real-world assets to monetize their collateral. Globally, decentralized autonomous organizations, or “DAOs” command approximately $28B (at this time of this writing) across their treasuries. The news of Silvergate, Signature Bank, Silicon Valley Bank, First Republic, and Credit…

Umoja is democratizing global access to DeFi credit. — TLDR: Umoja is a decentralized credit protocol that crowdsources loan funding and collateral to provide affordable financing to African institutions and retail borrowers. To join the Umoja DAO and become a part of the African DeFi revolution, learn more here. According to the International Finance Corporation (IFC), MSMEs account for…

Building Africa’s credit protocol together. — TLDR: Umoja is a decentralized credit protocol purpose-built for emerging markets, so that everyone can access global credit on their terms. Umoja DAO is the governing entity that decides the protocol’s economic parameters and helps grow the Shujaa community. Umoja’s mission is to provide African enterprises and retail investors access…